Secure data room for non-performing loan transactions
Banks, debt funds, and securitization arrangers use SpaceNexus to coordinate NPL portfolio sales, distressed debt diligence, and servicer onboarding — with asset-level access control, PII redaction, and full regulatory compliance built in.
Built for the full NPL transaction lifecycle
NPL Portfolio Sale
Banks and originators selling pools of non-performing loans use SpaceNexus to share borrower files, loan tapes, collateral documentation, and servicer reports with prospective buyers under strict access controls.
Securitization Diligence
Issuers and arrangers preparing NPL-backed securitizations (ABS, RMBS, CLO) coordinate investor diligence, legal review, and rating agency access through a single secure platform.
Loan Portfolio Acquisition
PE firms, debt funds, and specialty investors evaluating NPL portfolios conduct asset-level review, servicer analysis, and recovery modeling in a structured Q&A workflow.
Servicer Onboarding & Reporting
Special servicers onboarding purchased NPL portfolios receive standardized diligence packs and use ongoing data rooms for borrower correspondence, recovery actions, and investor reporting.
Purpose-built for distressed debt workflows
Loan Tape Integration
Upload and index loan tapes with millions of rows. Bulk upload with automatic portfolio-level analytics — outstanding balance, delinquency, LTV, geography, and collateral type.
Asset-Level Folder Structure
Standardized per-borrower folders with documents auto-organized by loan type (mortgage, consumer, commercial, SME). Each loan is a navigable workspace for buyers.
Granular Buyer Access Tiers
Stage access: teaser review → indicative bid → full diligence → final binding bid. Each tier unlocks additional documents and Q&A permissions automatically.
Servicer Coordination
Separate workspaces for special servicers, master servicers, and trustees. Recovery action logs, borrower contact tracking, and payment history all in one place.
Redaction & PII Protection
AI-powered redaction of borrower PII (names, addresses, account numbers) for early-stage teaser distribution. Full unredacted access only after binding bid and NDA.
Regulatory Compliance
GDPR, local banking secrecy, and consumer credit regulations supported. EU data residency options and configurable retention aligned with ECB and EBA guidelines.
Ready to streamline your NPL transaction?
Set up your NPL data room in under 24 hours with pre-built loan tape templates and servicer onboarding workflows.
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Ready to streamline your deal workflow?
Set up a secure data room for your next transaction in under 24 hours. Flat-rate pricing with no per-page fees.